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QuickTerm makes getting life insurance fast, simple, and affordable.​

Apply 100% online in just minutes — no phone calls, no paperwork, no hassle. Designed for people who want coverage without the complexity, QuickTerm is the modern way to protect what matters most. You plan for your future — we make it easy to protect it. Simple, secure, and built to fit your life and your budget.

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Licensed in all 50 states. A real advisor. Get a real quote in an hour or less.

Meet Your Advisors

Real people. Real quotes. Real choice.

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John Felton

Lead Case Designer

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Morgan Mynatt

Assistant Case Designer

John Felton has been in the life insurance space since 1998. Morgan Mynatt has spent nearly a decade in the industry. We’ve helped many families find the right coverage, and now we do it online.

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Most online term life sites ask a bot to make the call or sell you one carrier’s policy. With QuickTerm, a real person reviews your answers and sends you real quotes from top carriers. You compare them and choose the coverage that fits you.

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Request a quote, and we’ll get started. John usually has your options to you within an hour.​

Our Story

We started QuickTerm with one simple idea: getting life insurance shouldn’t be complicated.

 

For too long, applying for term insurance meant sitting through long calls, piles of paperwork, and endless waiting. We knew there had to be a better way — one that fit the pace of today’s world.

 

That’s why we built QuickTerm: a modern, fully online experience that lets you compare options, get approved, and secure coverage in minutes — no phone calls, no hassle.

 

Our mission is to make life insurance straightforward, transparent, and accessible for everyone.

 

Whether you’re protecting your family, your future, or your peace of mind, QuickTerm puts the control in your hands.

 

Because protecting what matters most should be simple.

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Who needs life insurance?

Almost everyone can benefit from life insurance. It provides financial security for the people who depend on you — protecting them from hardship if the unexpected happens.
 
The best time to buy coverage is when you’re young and healthy, since premiums are typically lower and easier to lock in long-term. Many start with term life insurance for simple, affordable protection and later choose to convert it to permanent coverage for lifelong security and added flexibility.
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Couple
Homeowners

Protect your mortgage and ensure your family can stay in their home.

Young Professional
Single individuals

Cover personal debts or final expenses and leave a legacy for loved ones.

Young Professionals
Young professionals

Lock in lower rates early and start building financial security.

Meeting with Clients
Business owners

Safeguard your business and protect key partners or employees.

Family
Parents

Provide for your children’s future needs — from daily expenses to education.

Reitrement Couple
Retirees

Support estate planning goals and help loved ones manage future expenses.

No matter your stage in life, having coverage means peace of mind — knowing those who matter most will be protected.

Our Carriers

With QuickTerm, you’re not limited to just one insurance company. We partner with multiple top-rated carriers, giving you access to a wide range of options — all in one place. That means better rates, more flexibility, and a policy that truly fits your needs.
 
Banner
Cincinnati
John Hancock
Lincoln
Pacific Life
Principal
Protective
Prudential

FAQ

Frequently asked questions

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